TinyCashflow
Spreadsheet-style cashflow manager with a financial timeline
About TinyCashflow
TinyCashflow is a cashflow planning tool for people who want to see their finances as one continuous timeline, from past balances through to future forecasts. It is aimed at individuals, such as freelancers with irregular income, who want to answer whether they will be fine next month without linking a bank account.
All accounts appear on a single scrollable timeline that reflects net worth at every point in time. Recurring income and bills such as salary, rent and subscriptions are projected into the future automatically, so the forecast updates as entries change. The product supports accounts in many currencies, plus crypto, and includes filtering for quick questions about spending.
The desktop app is positioned as offline-first, storing data locally with optional encrypted sync. A mobile companion is available for quick expense capture. Bank linking is deliberately not offered, and data can be imported from or exported to CSV or JSON.
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