Launchator

OwnorRent

Rent vs. buy comparison and mortgage calculators

OwnorRent homepage screenshot

About OwnorRent

OwnorRent is a set of free online calculators for people deciding whether to buy a home or keep renting. It is aimed at buyers who find the choice confusing and want a clearer picture of long-term costs before committing to a mortgage.

The core tool is a Rent vs. Buy simulator that takes a few details about your finances and the properties you are considering, then shows the long-term costs of each option side by side in visual charts. A separate Mortgage PITI calculator covers principal, interest, taxes and insurance, and the site also publishes guides on topics such as closing costs and when to buy.

The site says its calculations are based on established financial models and that it shows its methodology so users can judge the results. Its main difference is an emphasis on visual, easy-to-read comparisons rather than dense spreadsheets.

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