NZ PAYE Calculator
Work out NZ take-home pay using 2026/27 IRD tax rates
About NZ PAYE Calculator
This free calculator is built for New Zealand employees, contractors and job seekers who want to see what their salary actually pays after tax. Enter a gross salary and it estimates PAYE income tax, the ACC earners' levy, KiwiSaver contributions and student loan repayments, with the Independent Earner Tax Credit applied where it may apply.
It uses the 2026/27 Inland Revenue tax bands and lets you choose annual, monthly, fortnightly or weekly figures, plus a secondary income and tax code. The result is a clear breakdown of income tax, levy and deductions alongside a chart of how the tax brackets apply to your income.
The site also explains how PAYE is calculated step by step, with worked examples at several salary levels and guides on related topics such as tax codes and student loans. Results are general estimates rather than personal tax advice, so the figures can differ from your actual pay.
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