EMI Calculator
Calculate loan EMI, total interest and full repayment schedule
About EMI Calculator
This free EMI calculator is built for borrowers in India who want to check monthly installments before signing a home, car, personal or education loan. Users enter the loan amount, interest rate, tenure and processing fee, then see the monthly EMI, principal, total interest, total payment and a full amortization schedule, with results shown in rupees or in USD, GBP, EUR, AED or SGD.
Beyond the basic calculation, the site offers tools for planning after the numbers are set. There are prepayment scenarios that show interest and months saved from a lump sum or extra monthly payment, a side-by-side loan offer comparison, a balance transfer check, a loan eligibility estimate and home loan tax benefit estimates under the old and new tax regimes.
The calculator uses the standard reducing-balance method that most banks use. Users can switch between manual sliders and an AI mode that fills in fields from a short typed description. Schedules can be exported as PDF or Excel, and no account is required.
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