DebtClear
Free debt payoff calculator for snowball and avalanche plans
About DebtClear
DebtClear is a free debt payoff calculator for people who want to see when they will be debt-free. Users enter their balances, interest rates and minimum payments, choose a snowball or avalanche strategy, and get a payoff date along with the interest they could save. No account or signup is needed to run the numbers.
The site also includes separate calculators for credit cards, student loans, auto loans, personal loans and HELOCs, along with guides comparing payoff methods. It targets anyone working through consumer debt who wants a plain, math-focused view of their options rather than sales pitches.
For ongoing tracking, there is a DebtClear app for Android that records payments, shows the balance dropping over time and sends payment reminders. It is free for up to three debts, with a paid Pro tier for unlimited debts.
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